Drawing a cute girl

Start by creating an ellipse using elliptical shape tool. Press Ctrl+T. Rotate the layer slightly.

Duplicate the layer. Fill it with skin color. Select the path using direct selection tool. Add two anchor point on the top using add anchor point tool.
Select the convert point tool and click on the top node. Adjust the other points using direct selection tool.

Enable add to shape area from the top bar.
Create a couple of circles for the ear using elliptical shape tool.
Apply 2 pixels stroke to all the layers.

Create a triangle shape using polygon tool. Press Ctrl+T. Right click the layer and select warp. Adjust nodes to get the shape as shown.
Create a two circles for the hair band of the girl using elliptical shape tool.
Create girl's pony tail using pen tool.
Duplicate the hair band and tail layer. Press Ctrl+T. Right click the layer and select flip horizontal. Place it for the other side.
Create eye of the girl using elliptical shape tool.
Duplicate the eye layers and place it on the other side.
Using pen tool create paths of nose and lips.
Create a new layer. Select a 2 pixel solid brush. Click on the stroke path with brush in path window.

 

Create a rounded rectangle using rounded rectangle shape tool. Press Ctrl+T. Right click the layer and select warp. Adjust nodes to get the shape as shown.
Create collar of the girl's shirt using pen tool.
Create a rounded rectangle for the arm using rounded rectangle shape tool. Press Ctrl+T. Right click the layer and select warp. Adjust nodes to get the shape as shown.
From layer menu select layer style>>create layers. Merge both the layers. Using eraser tool erase the top left area of the arm so that it looks joined with the body.
Create a rectangle using rectangular shape tool.
Enable add to shape area from the top bar. Create a rectangle horizontally using rectangular shape tool.
Press Ctrl+T. Right click the layer and select distort. Adjust nodes to get the shape as shown.
As the add to shape area is still enable on the top bar create a rounded rectangle for the hand using rounded rectangle shape tool.
Create another rounded rectangle for the finger using rounded rectangle shape tool.
Duplicate the arm and hand layer. Press Ctrl+T. Right click the layer and select flip horizontal. Place it on the other side.
Create a rectangle for the leg using rectangular shape tool. Press Ctrl+T. Right click the layer and select distort. Adjust nodes to get the shape as shown. Duplicate the layer and place it for the other leg.
Select and merge all the layers. Apply drop shadow to the layer. Fill the background with a gradient.